A. The Requirements for New Vehicles are:

1. Job letter

2. Must be permanently employed, If employed on a contractual basis, you must complete 1 year.

3. Last 3 months pay slips (If salary fluctuates a minimum of 6 pay slips will be required)

4. Salary must be deposited to your bank account from your employer

5. Should not have any open bad loans

6. SLB should be up to date with no arrears (or be brought up to date)

7. ID (Gov’t Issued ID &TRN)

8. Minimum Qualifying Salary is $90,000 per month

9. Not on Probation.

10. Last 6 months Bank statements (online statements accepted)

11. Proof of address ( Utility Bill in your name/ Bank statement/ Credit Card Statement)

12. Proforma Invoice

13. Estimated Turn Around Time:
    1-2 weeks after we received all docs

A. The Requirements for Used Cars are:

1. Job letter

2. Must be permanently employed, If employed on a contractual basis, you must complete 1 year.

3. Last 3 months pay slips (If salary fluctuates a minimum of 6 pay slips will be required)

4. Salary must be deposited to your bank account from your employer

5. Should not have any open bad loans or credit cards

6. SLB should be up to date with no arrears (or be brought up to date)

7. ID (Gov’t Issued ID &TRN)

8. Minimum Qualifying Salary is $90,000 per month

9. Not on Probation.

10. Last 6 months Bank statements (online statements accepted)

11. Proof of address ( Utility Bill in your name/ Bank statement/ Credit Card Statement)

12. Proforma Invoice

13. Fitness

14. Valuation Report
15. Import Entry
16. Estimated Turn Around Time:
    1-2 weeks after we received all docs

A. The Requirements for a Personal Loan are:

1. Job letter

2. Must be employed for at least 1 year with current employer.

3. Last 3 months pay slips (If salary fluctuates a minimum of 6 pay slips will be required)

4. Salary must be deposited to your bank account from your employer

5. Should not have any open bad loans

6. SLB should be up to date with no arrears (or be brought up to date)

7. ID (Gov’t Issued ID &TRN)

8. Minimum Qualifying Salary is $90,000 per month

9. Not on Probation.

10. Last 6 months Bank statements (online statements accepted)

11. Proof of address ( Utility Bill in your name/ Bank statement/ Credit Card Statement)

12. Mode of Repayment: Salary Deduction
13. Estimated Turn Around Time:
    1-2 weeks after we received all documentations

A. The Requirements for a Debt Consolidation are:

1. Job letter

2. Must be employed for at least 1 year with current employer.

3. Last 3 months pay slips (If salary fluctuates a minimum of 6 pay slips will be required)

4. Salary must be deposited to your bank account from your employer

5. Should not have any open bad loans

6. SLB should be up to date with no arrears (or be brought up to date)

7. ID (Gov’t Issued ID &TRN)

8. Minimum Qualifying Salary is $90,000 per month

9. Not on Probation.

10. Last 6 months Bank statements (online statements accepted)

11. Proof of address ( Utility Bill in your name/ Bank statement/ Credit Card Statement)

12. Current Statements on all the facilities to be liquidated
13. Mode of Repayment: Salary Deduction
14. Estimated Turn Around Time:
    1-2 weeks after we received all documentations

A. The Requirements for Mortgages (Pre-Qual) are:

1. Job letter

2. Last 3 months pay slips (If salary fluctuates a minimum of 6 pay slips will be required)

3. Salary must be deposited to your bank account from your employer

4. Should not have any open bad loans

5. SLB should be up to date with no arrears (or be brought up to date)

6. ID (Gov’t Issued ID &TRN)

7. Not on Probation.

8. Last 6 months Bank statements (online statements accepted)

9. Proof of address ( Utility Bill in your name/ Bank statement/ Credit Card Statement)

10. Estimated Turn Around Time for Pre-Qual:
    1 week after we received all documentations

A. The Requirements for Self Employed are:

1. Financials including Income Verification Letter
2. Copy of Business Registration
3. Last 12 months Bank statements (online statements accepted)

4. Should not have any open bad loans or credit cards

5. SLB should be up to date with no arrears (or be brought up to date)

6. ID (Gov’t Issued ID &TRN)

7. Proof of address ( Utility Bill in your name/ Bank statement/ Credit Card Statement)

8. Estimated Turn Around Time:
   2-3 weeks after we received all documentations

Once you are permanently employed you are able to apply irrespective of your employment tenure. However if you're employed on a contractual basis, you must complete 1 year.

A. You must be employed for at least 1 year with current employer. 

A. Yes you can, once you have completed at least 1 year in the contract.

A. The Minimum Salary is JMD$90,000 Gross per month (before taxes and other deductions)

A.

The maximum amount you can borrow is generally 10 times your monthly Gross Salary (before taxes and deductions) with the minimum amount being $800,000.00

Therefore:
- if your monthly gross (before tax) is $100,000 then the max amount would be $100,000 x 10 = $1M

There are cases where you are able to get more than the stipulated amount but that is normally assessed on a case by case basis.

A. The amount is based on what you can afford based on your Debt Service Ratio (DSR)

A. Your Debt Service Ratio Is a percentage of your monthly gross income that lenders use to determine your debt servicing capacity.

A. You can purchase any vehicle within 0-9 years old for it to be classified as an auto loan. You can still however purchase older vehicles but it would not be assessed under the car loan packages.

A. We assist with getting approvals for the following:

1. Auto Loans
2. Mortgages
3. Personal Loans
4. Debt Consolidations
5. Credit Card
6. Investments
7. Open Accounts

A. To get started kindly complete your information using the following link lets-get-started

One of our team members will get in touch with you within 24 hours

A. Yes there is a cost associated with our services. The cost is calculated on a case by case basis.